PFMS Payment Status Check — Know Your DBT Payment Online

Check PFMS government benefit credit, scholarships, subsidies, and wage payments online. Track transaction UTR, bank credit confirmation, and rejection remedies.

Public Financial Management System (PFMS)

Check PFMS Payment Status Online

Track DBT payments across all central and state welfare schemes by bank account number.

Click here to Know Your Payment

Category Tracking

Track DBT Payments (NSP/PM-KISAN)

NREGA Wages

Check VBGRAMG (NREGA) FTO Status

How to Check PFMS Payment Status by Account Number

Enter Bank Name, Account Number & Word Verification

Open the official PFMS Know Your Payment portal and enter your bank account details.

Steps to follow:

1Visit the official PFMS 'Payment by Account Number' page.
2In the 'Bank' field, type the first few letters of your bank name and select your bank from the list (e.g., STATE BANK OF INDIA).
3Enter your Account Number, and re-type the exact same account number in 'Confirm Account Number'.
4Enter the captcha text shown in the Word Verification image.
5Click the blue 'Send OTP on SMS / Sandes App' button.

PFMS Payment by Account Number form selecting State Bank of India, entering Account Number and Word verification captcha

Open Official Know Your Payment Portal

Enter Mobile OTP & Complete Security Verification

An OTP is sent to your bank-registered mobile number for privacy and identity verification.

Steps to follow:

1PFMS will display a confirmation banner showing your masked mobile number (e.g., 97XXXXX900).
2Check your phone for the 6-digit OTP received via SMS or Sandes App.
3Type the received OTP in the 'Enter OTP' field.
4Enter the fresh Word Verification captcha code shown below.
5Click the orange 'Verify OTP' button within 3 minutes before it expires.

PFMS OTP verification screen displaying message OTP sent to registered mobile number, OTP input, captcha, and Verify OTP button

View Real-Time PFMS Payment & Bank Credit Transaction Details

The complete transaction table displays scheme names, UTR numbers, amounts, and credit dates.

Steps to follow:

1A detailed payment table will open displaying all government welfare payments received in your account.
2Verify the 'Scheme Name' (e.g., RLB XVFC, NREGA, PM-KISAN, NSP Scholarship, PMAYG).
3Check the 'Amount', 'Status' (Success / Pending / Rejected), and 'Credit Date'.
4Note down the 'UTR No. (Bank Txn ID)' or 'Credit Transaction ID' for any official banking reference.

PFMS live payment transaction table showing Scheme Name, Purpose, UTR No Bank Txn ID, Amount, Status Success, and Credit Date

Major Welfare Schemes Tracked via PFMS

PFMS processes direct fund transfers for all major Central and State flagship welfare programs:

PM-KISAN Samman Nidhi

₹6,000 annual direct income support for farmers.

MGNREGA / VBGRAMG

100-day guaranteed wage payments & muster rolls.

NSP National Scholarships

Pre/Post Matric & Merit-cum-Means student aid.

PMAY-G & RLB Grants

Rural housing assistance & Finance Commission funds.

PFMS Validation & Payment Rejections: Causes & Actionable Remedies

Official remediation steps published by PFMS for Account-Based and Aadhaar-Based payment failures:

Rejected by Bank: Account Status is Closed

Why: The bank account provided during registration has been closed by the beneficiary or bank.

Remedy Action: Submit an active, valid bank account passbook copy to the scheme owner Department or Gram Panchayat.

Invalid Account / Validation Pending Since Last 6 Months

Why: Savings account has become inoperative/dormant or pending mandatory bank re-KYC.

Remedy Action: Visit your home bank branch immediately and complete biometric/re-KYC verification with Aadhaar & PAN.

Bank Name and IFSC Code Are Not Related

Why: Incorrect IFSC code entered or the bank branch merged/changed IFSC code post bank amalgamations.

Remedy Action: Provide updated merged IFSC code and bank passbook to the scheme department.

Blocked Account / Account Number Does Not Exist

Why: Account number typing error or debit freeze placed by bank due to compliance issues.

Remedy Action: Verify account number carefully on passbook and update through your scheme portal / officer.

UID is Disabled for DBT / Aadhaar De-Seeded

Why: Aadhaar number is not linked or mapped to the bank account on the National Payment Corporation of India (NPCI) mapper.

Remedy Action: Visit your bank branch, fill the 'NPCI Aadhaar DBT Seeding Consent Form' and request the bank to map Aadhaar to APBS.

UID Never Enabled for DBT

Why: Beneficiary has never activated Aadhaar Payment Bridge System (APBS) on any bank account.

Remedy Action: Open/link an account in India Post Payments Bank (IPPB) or nationalized bank with active DBT mandate.

UID is Cancelled by UIDAI / Invalid 12-Digit Format

Why: Aadhaar number suspended/cancelled by UIDAI due to biometric update pending or duplicate records.

Remedy Action: Visit the nearest Aadhaar Enrolment Center, update biometrics/document verification, and submit a copy to the department.

Both Account and Aadhaar are Invalid

Why: Double failure: neither the bank account nor the Aadhaar number could be validated by PFMS servers.

Remedy Action: Submit both fresh Aadhaar copy and cancelled cheque/passbook to the scheme nodal officer for fresh verification.

Return Reason / Status	Root Cause	Action / Remedy Required
Rejected by Bank: Account Status is Closed	The bank account provided during registration has been closed by the beneficiary or bank.	Submit an active, valid bank account passbook copy to the scheme owner Department or Gram Panchayat.
Invalid Account / Validation Pending Since Last 6 Months	Savings account has become inoperative/dormant or pending mandatory bank re-KYC.	Visit your home bank branch immediately and complete biometric/re-KYC verification with Aadhaar & PAN.
Bank Name and IFSC Code Are Not Related	Incorrect IFSC code entered or the bank branch merged/changed IFSC code post bank amalgamations.	Provide updated merged IFSC code and bank passbook to the scheme department.
Blocked Account / Account Number Does Not Exist	Account number typing error or debit freeze placed by bank due to compliance issues.	Verify account number carefully on passbook and update through your scheme portal / officer.
UID is Disabled for DBT / Aadhaar De-Seeded	Aadhaar number is not linked or mapped to the bank account on the National Payment Corporation of India (NPCI) mapper.	Visit your bank branch, fill the 'NPCI Aadhaar DBT Seeding Consent Form' and request the bank to map Aadhaar to APBS.
UID Never Enabled for DBT	Beneficiary has never activated Aadhaar Payment Bridge System (APBS) on any bank account.	Open/link an account in India Post Payments Bank (IPPB) or nationalized bank with active DBT mandate.
UID is Cancelled by UIDAI / Invalid 12-Digit Format	Aadhaar number suspended/cancelled by UIDAI due to biometric update pending or duplicate records.	Visit the nearest Aadhaar Enrolment Center, update biometrics/document verification, and submit a copy to the department.
Both Account and Aadhaar are Invalid	Double failure: neither the bank account nor the Aadhaar number could be validated by PFMS servers.	Submit both fresh Aadhaar copy and cancelled cheque/passbook to the scheme nodal officer for fresh verification.